Boat Insurance

Our rigs are insured, doesn't matter if they are parked in the yard, being towed on the road or floating on the water... for both boat/motors and for contents... we figured out replacement costs on what we carry on an 'average' trip and the total was amazing... incredible how fast you can get money tied up in lures and gear. (and remember, if you end up with worst case scenario... ie. sinking... you will also loose your cell phone, wallet?, keys,replacement auto 'fobs' for remote entry are like $75 dollars!, camera....)
We also carry liability and injury coverage... just in case it's an accident which causes the problem. Worked it through a good agent that I have used for years for home and auto and he got us well covered for a decent cost... well worth it in my eyes.

When I considered the cost of clean up in a worst case it makes insurance absolutely necessary. It's nice to be covered for the boat and equipment, but environmental clean up could cost you everything you own...

I have EVERYTHING I own with Erie Insurance....been with them for 20 yrs....they been very fair with me...as fair as an insurance company can be I guess.

I put my boat on my home owners policy thru Erie Insurance. It runs me like $80 more a year.

Switched from Erie to BoatUS this year. Better coverage and rates.

http://www.boatusangler.com/insurance.asp

I have everything through Erie Ins. except my boat. Erie would not cover more than 1K in gear and was outrageous. I have Boat US and while being cheaper seems to be at the top of the list.

ORIGINAL: anzomcik

I had Erie give me a quote for my boat(s) I thought there price was out of this world!!! I have been with them for 10 years, have multi car and my house with them. Lately i have seen sub par service IMO from them. For my Erie boat they wanted 800$ a year full coverage. IMO thats way to high. My wife and I pay 900$ a year for two newer cars full coverage, why is one boat (worth less than one car) all most as much as both cars?!?


Do not get me wrong here, that is not the main reason why my opinion has been sliding. Both me ad my wife have excellent driving records. There is other reasons why, non boat/fishing related.




Maybe i could be overreacting here. Is 800$ for one boat a year to much? Also i own three boats, so my total bill would not stop at 800$.

I guess I've just been a valued customer for all them years....I pay way less than that! And all my gear and everything else is covered....$15000 boat and additional $5000 in gear....thats enough for me. When I lost my rigger to Erie last year, no questions asked....check was in the mail within days of my claim.

"LOST RIGGER, LOST RIGGER....COME IN LOST RIGGER!?!?!"

My tracker is insured SEASAFE/SKISAFE and the coverage is pretty good. everything the boat/motor/trailer/contents are fully covered. For what I paid for and no depreciation Plus towing on the road and on the water! only pay 153.00 a year not to bad

commander when i bought my boat the dealership suggested this ins company. My boat only costed 8 grand. So thats it is only 153.00 per year. You can just type in SEASAFE/SKISAFE into your explorer and get a Quote JUST SAYIN