Lifetime License

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hot tuna
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2009/04/06 19:12:44 (permalink)

Lifetime License

 
I don't want to go through the whole fee debate again. Also I am not rich by any means but to me saving money just makes sense. I bought my 3 year old granddaughter a lifetime sportsman license last year for $300.00. To me that was a no brainier but now my wife is trying to make me think about buying one for myself. I'll tell you, I'm 43 years old and bow hunt also. The current rate for my lifetime sportsman is $600.00 and then add bow hunting lifetime another $180.00 = $780.00. My first thought was man, that’s way too much money but after listening to her reasoning "do you plan on hunting & fishing another 9 years" ? after that it is all free, no matter what the license fees may increase after that. Hummm, makes sense.
So this Friday I will be heading to the clerks office and paying for my future.

These lifetime license fees also are planned to increase on Oct-1 .
If any one who can afford to purchases one and plans on fishing NY for at least 9 years then I would strongly suggest that is the way to go.

here are the current prices:
 

Lifetime Resident Sportsman License -- (combined hunting, fishing and big game)


License Category
Cost

For a child four years of age or younger
$300

For a child five through eleven years of age
$420

For a person age twelve to 64
$600

For a person age 65 and over
$50


Lifetime Resident Licenses


License Category
Cost

Hunting license (small and big game)
$350

Fishing license (age 12 to 64)
$350

Fishing license (age 65 and older)
$50

Trapping license
$300

Bowhunting license
$180

Muzzleloading license
$180

"whats that smell like fish oh baby" .. J. Kaukonen
#1

20 Replies Related Threads
    bassinbrian
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    RE: Lifetime License 2009/04/06 20:09:28 (permalink)
    I hear ya RJ, i too have done the math and seriously thought about it. Definatly a deal if you have the funds and plan on staying here in NY.
     
    I don't see myself here in another 10yrs though.
    #2
    Last Cast 69
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    RE: Lifetime License 2009/04/06 20:28:46 (permalink)
    This is weird, at dinner i was discussing how i wish to purchase a lifetime this year.  I guess i did not have to look to far for info.  I plan on getting one, i take lots of fish and can see myself living in the lake george area someday, the price will only rise..  
    #3
    kjo43
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    RE: Lifetime License 2009/04/07 08:24:05 (permalink)
    Fishing ONLY is longer than 9 years payback - if I am understanding the cost correctly.... $350 one-time vs $19 yearly - payback is 18+years.
    Also For those 65+ your cost of a yearly fishing drops to $5 so the $50 fishing lifetime for 65+ has a 10 year payback.
     
     
     
     
    #4
    eagleed
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    RE: Lifetime License 2009/04/07 09:52:27 (permalink)
    Only problem with the payback over time theory is that the yearly rate won't go up.  Based on past experience that is a misnomer.  Best to get it now and avoid all the future increased fees.
    Of course with all this talk about guns being regulated you may be hunting with a slingshot.

    Eagle Ed
    #5
    Wisdom
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    RE: Lifetime License 2009/04/07 10:27:41 (permalink)
    ORIGINAL: kjo43

    Fishing ONLY is longer than 9 years payback - if I am understanding the cost correctly.... $350 one-time vs $19 yearly - payback is 18+years.
    Also For those 65+ your cost of a yearly fishing drops to $5 so the $50 fishing lifetime for 65+ has a 10 year payback.




    Fishing goes up to $29 in October. $350/$29 = 12.07 years. If there is just one increase in that time frame it would most likely bring that under 10 years. If you have the scratch a life time license is definitely the way to go.

    A Bad Day of Fishing Beats the Hell Out of a Good Day at Work!!! But work ain't to bad either...flyshack.com
    #6
    kjo43
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    RE: Lifetime License 2009/04/07 10:30:16 (permalink)
    Agree prices will continue to go up year after year... (Comment on new state budget omitted)
     
    another way to look at it...
    Say you have $400 making 5%  (If you do - please let me know where)
    your interest would cover the cost of the seasonal fishing (at least for now), and you'd get to keep your $400 principal for life.
     
     
     
    #7
    Wisdom
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    RE: Lifetime License 2009/04/07 10:49:51 (permalink)
    ORIGINAL: kjo43

    Agree prices will continue to go up year after year... (Comment on new state budget omitted)

    another way to look at it...
    Say you have $400 making 5%  (If you do - please let me know where)
    your interest would cover the cost of the seasonal fishing (at least for now), and you'd get to keep your $400 principal for life.



    $400 at 5% compounded daily for one year yields $20.51 in interest, roll it over the yield after 2 years is $42.07 for 3 is $64.73. So your making a little over $20 a year to start would take several years to get to an average yield of $29 to cover yearly license. That's if you could find a bank with 5%. At current my bank is .75% for a pass book account, 2% for a 5 year CD. If you find that 5% let a brother know...

    A Bad Day of Fishing Beats the Hell Out of a Good Day at Work!!! But work ain't to bad either...flyshack.com
    #8
    kjo43
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    RE: Lifetime License 2009/04/07 12:41:39 (permalink)
    Wisdom,
     
    I hear you on the interest rates, 1.5% is the best I've seen in a savings acct of late...  my fishing license for 2009 (bought in Sept 08) was $19. has the price changed? or is that $29 with another endorsement?  Even at $19 today for fishing only -  as soon as Patterson raises the price, this method would eat away at your principle investment. 
    #9
    Wisdom
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    RE: Lifetime License 2009/04/07 13:10:38 (permalink)
    ORIGINAL: kjo43

    Wisdom,

    I hear you on the interest rates, 1.5% is the best I've seen in a savings acct of late...  my fishing license for 2009 (bought in Sept 08) was $19. has the price changed? or is that $29 with another endorsement?  Even at $19 today for fishing only -  as soon as Patterson raises the price, this method would eat away at your principle investment. 
    Fee has been raised  $10 for 2010. Here is a link from March 24th....http://www.cbs6albany.com/news/state_1261991___article.html/license_conservation.html

    A Bad Day of Fishing Beats the Hell Out of a Good Day at Work!!! But work ain't to bad either...flyshack.com
    #10
    kjo43
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    RE: Lifetime License 2009/04/07 14:34:18 (permalink)
    ORIGINAL: Wisdom
    Fee has been raised  $10 for 2010. Here is a link from March 24th....http://www.cbs6albany.com/news/state_1261991___article.html/license_conservation.html

     
    Somehow I totally missed your post from 10:27AM!!! apologies, could have shortened the conversation.  Thanks for the info on the increase, had not heard it was included in that nice new budget we have.
    #11
    Wisdom
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    RE: Lifetime License 2009/04/07 15:38:51 (permalink)
    ORIGINAL: kjo43

    Somehow I totally missed your post from 10:27AM!!! apologies, could have shortened the conversation.  Thanks for the info on the increase, had not heard it was included in that nice new budget we have.

    No problem, you are very welcome. Information exchange is why we are here...Tight Lines Mate, Cheers

    A Bad Day of Fishing Beats the Hell Out of a Good Day at Work!!! But work ain't to bad either...flyshack.com
    #12
    hot tuna
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    RE: Lifetime License 2009/04/07 20:55:37 (permalink)
     
    Thanks Wisdom I told you we were on the same page here. If however I were just a fisherman and not an all around sportsman then I would have to consider the cost per age per savings as to if a lifetime license would benefit. And honestly the out of pocket expense of $350.00 once or $29.00 per year. Think I'd opt at the latter at my age. I was looking at the larger picture of super sportsman and all privileges at $88.00 per year vs $780.00 for life and my age reflects a 9 year cap.

    "whats that smell like fish oh baby" .. J. Kaukonen
    #13
    Wisdom
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    RE: Lifetime License 2009/04/07 21:26:32 (permalink)
    ORIGINAL: hot tuna

     
    Thanks Wisdom I told you we were on the same page here. If however I were just a fisherman and not an all around sportsman then I would have to consider the cost per age per savings as to if a lifetime license would benefit. And honestly the out of pocket expense of $350.00 once or $29.00 per year. Think I'd opt at the latter at my age. I was looking at the larger picture of super sportsman and all privileges at $88.00 per year vs $780.00 for life and my age reflects a 9 year cap.

    At 42 and someone who strictly fishes, if I had the extra cash I probably wouldn't buy a life time for myself even if in the long run it would be of some savings. I would instead buy one for my grandchildren or great nephews who would get a longer use of it thus a better savings. In turn this  has the added advantage of passing on an incentive to the next generation.

    A Bad Day of Fishing Beats the Hell Out of a Good Day at Work!!! But work ain't to bad either...flyshack.com
    #14
    Neversink Jimmy
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    RE: Lifetime License 2009/04/07 22:36:05 (permalink)
    They will kick me out of New York way before I could realize any savings on a Lifetime license...

    "I love fishing. You put that line in the water and you don't know what's on the other end. Your imagination is under there" -Robert Altman
    #15
    Ragincajun94
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    RE: Lifetime License 2009/06/01 19:35:31 (permalink)
    So, now tell me how a 35 year old family man sends this link to his father in hopes of him buying my two boys licenses? Without hinting to it. lol

    I always feel more alive when I am throwing my pole into a wet spot.
    #16
    hot tuna
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    RE: Lifetime License 2009/06/01 19:53:49 (permalink)
    tell him it's the best investment for their future one could make...
    They never decrease in value and only increase the memories.
     
    how old are your boys ?
     
    I just bought 1 for myself and I'm 43. bought I for my grand daughter who is 3 and now have to buy one for my new grand daughter who is 3 weeks old.
     

    "whats that smell like fish oh baby" .. J. Kaukonen
    #17
    Neversink Jimmy
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    RE: Lifetime License 2009/06/01 20:28:13 (permalink)
    Tuna- can you get one for me too?
    #18
    Ragincajun94
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    RE: Lifetime License 2009/06/01 20:32:33 (permalink)
    My youngest is 11 and my oldest is 14. Hoping their grandpa would do it as we are forking out hundreds for summer boyscout camp, summer lacrosse camp, among a food bill for two growing boys that never stop eating. Besides all this, my father bought one for me when I was $18. I just don't want to ask...lol...you know how that is.



    I always feel more alive when I am throwing my pole into a wet spot.
    #19
    hot tuna
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    RE: Lifetime License 2009/06/01 21:01:57 (permalink)
    ORIGINAL: Neversink Jimmy

    Tuna- can you get one for me too?

     
    come on your a big boy now (lol)  maybe if you were a redheaded stepchild ..
     
    really though I am lucky enough to be able to spoil , if you will, my grand kids     ...... shoot it's only paper , comes and goes.  been in the gutter before so might as well enjoy the ride. only live once and I plan on leaving nothing behind but my dust (fish food)

    "whats that smell like fish oh baby" .. J. Kaukonen
    #20
    Mr.Jigs
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    RE: Lifetime License 2009/06/01 21:05:14 (permalink)
    mmm, you never know how things turn out when you get older. I started hunting when I was 6 killed my first deer at 7 started fishing about the same time now if i'd gotten one then it would have paid off. but strangly the things you love to do change. EVERY one that ever knew me would bet that steve, thats me would never stop hunting or fishing. I did 4 things in life, I worked fished, hunted, took a shower, then repeat was married for two yrs before I notticed I had a wife. I worked (only to pay for my hunting and fishing) and i hunted by the season doves dove season squirls squirls season deer season and you get the idea when there was no hunting season I fished i slep when I just couldnt stay awake ate and crapped while i hunted and fished sex? IF it didnt interfere with hunting or fishing. be at the lake hrs before daylite leave hrs after dark, back would feel like knives sticking it but didnt care I LIVED TO HUNT AND FISH! where am I goin with this long winded point? just this, when I moved up here i fished and hunted Killing my first pope and young and then adding 2 more to it here thx. bow in westchester. then 7 yrs ago just stopped. quit fishing and hunting dont know why just tired of it and didnt care. I havent started hunting again BUT I have started fishing again and listening to you guys have stirred some great old memories and put the love of fishin back in these old bones. so lifetime liscenes, who knows?
    post edited by Mr.Jigs - 2009/06/01 21:09:26
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